kilalanin nyo muna si Kviku bago kayo mag bigay ng personal info dito... Disclaimer: This video is not sponsored and is based on my personal experience and opinion. Approval or decline is based on the information submitted by the user. The presenter in this video does not guarantee any results. The screenshots presented are for educational purposes only Hindi po ineencourage ang pag uutang. Viewers are advised to be responsible borrowers. Hindi po joke ang pag gamit ng mga online loan apps. Pag humiram, may responsibility po tau na intindihin ang loan terms at mag bayad sa due date as agreed upon. The use of lending apps is at the user's discretion. NO PMs and DMs because I am not a wealth, finance, or legal coach or professional. My knowledge or ideas are based on experience. As much as possible I express everything I can possible in my videos so I don't think I can share anything different more through personal or one-on-one conversations. I am a one-man army in this channel. I can't monitor my social media or comments around the clock. I try to respond to inquiries as much as possible. Thank you for your support and understanding.